I often write about what I believe are the reasons underlying the changes we see happening everyday. Two words sun them up:

1. Digitization
2. Disintermediation.

Here’s an example that neatly sums up the first.

From a TNW article June 8, 2012 Matt Brian

A Swiss newspaper, Neue Zürcher Zeitung (NZZ) decided to publish online only – digitization – and celebrated the first issue by publishing the front page of the new online version completely in code.